Online financial tools reviews

Just download and open them in your spreadsheet software to get a handle on your cash flow. Actively scan device characteristics for identification. Use precise geolocation data. Select personalised content. Create a personalised content profile. Measure ad performance. Select basic ads. Create a personalised ads profile. Select personalised ads. Apply market research to generate audience insights. Measure content performance. Develop and improve products.

List of Partners vendors. Financial Planning Financial Software. Part of. Necessary Gear. Personal finance software typically works by collecting your personal data, linking the software to your financial institution, investment accounts, and credit cards, and then helping you set up your financial goals. Once it has access to your accounts, it can monitor your credit, track your spending and savings habits, help you create a budget, offer tips and investment advice, and send out bill pay and savings goal reminders.

Personal finance software varies in features, functions, and costs. Some software offers basic features with free and paid versions. Other software helps you meet more complex financial goals and charges monthly fees. Personal finance software is worth the cost if it helps you meet your personal financial goals. It may help you stick to a budget and save money or manage and track your investments and gain money.

We researched and reviewed many personal finance applications and chose our top eight personal finance software options based on price, variety of features, the types of financial goals they help you meet, company reputation, and more. Securities and Exchange Commission. Actively scan device characteristics for identification. Use precise geolocation data. Select personalised content. Create a personalised content profile.

Measure ad performance. Select basic ads. Create a personalised ads profile. Select personalised ads. Apply market research to generate audience insights. Measure content performance. Develop and improve products. List of Partners vendors. Financial Planning Financial Software. By LaToya Irby. Here are eight of the best personal finance tools to make sense of your money, stay organized, and achieve your financial goals. Quicken Quicken has been around a long time and is considered the gold standard in personal finance software.

They have a suite of products that connect to multiple types of accounts, such as banks, credit cards, lenders, and investments, to aggregate your transactions. It helps you manage a small business or freelance work by separating personal and business expenses, emailing custom invoices with payment links, and tracking business tax deductions.

Mint Mint is one of the original web-based personal finance management programs. The Mint mobile app has a lot of functionality, allowing you to check account balances and monthly budgets.

Once Mint aggregates your transactions, you can easily categorize them, create a budget, and even set up automatic bill payments. You can set alerts for unusual charges, create goals, and even get a free credit score. Plus, users sometimes complain about not being able to connect Mint with all their financial institutions.

Excel or Google Sheets If you know how to use spreadsheets, you may find that Excel or Google Sheets is all you need to stay on top of your money. One way I use Excel is to update my Personal Financial Statement, which lists my major assets and liabilities and calculates my net worth. I also have an amortization spreadsheet to track loan payments on a real estate investment I own.

Google Sheets is a free cloud-based service with online sharing features. With Excel or Sheets you can enter simple formulas to add up rows or columns, create charts and graphs for a customized picture of your finances, and export data to a variety of popular formats, such as PDF. The desktop software comes with one year of updates and support, though you are restricted to one PC and there is a charge for any additional PC you want to run the software on.

There's also a browser-based version available. Whichever version you opt for, there's a 30 day free trial available, so you can try before you buy to get an idea if BankTree will work for you. We will provide you with free email support, and free updates, and bug fixes to the current version of BankTree Desktop Personal Finance version 3. You can install the software on one computer.

Hook up every one of your UK bank and credit card accounts and you'll be able to see each of your balances in a single place with a single login. That in itself is enough for us to recommend it. But there's more — Money Dashboard will track your spending, offering you an overall pie chart depicting your spending on loans, consumables, transport and the like.

There's an at-a-glance overall balance, showing exactly how much money you have available across all of your accounts, and you can compare this to the previous month's figure to show how well you've been managing your funds.

That's a great motivator. It's super-safe, too: Money Dashboard locks down your login with an equivalent level of security to that of your bank, and it's completely read-only — your money isn't going anywhere.

Money Dashboard - Popular money management Over half a million people use the award winning Money Dashboard app, which makes it one of the most popular personal finance choices out there. It's quick and easy to sign-up for free , which will allow you to explore all of the features and functions.

Made primarily for Mac users but also out on Windows and Linux , Moneydance is a desktop money management package with a very neat single-window interface. Load it up and you'll get an instant view of your finances, upcoming bills, recent expenses and more. Click an item in the left hand sidebar and the main content changes to reflect it.

Its reporting features are quite strong if not spectacular to look at, and one of Moneydance's most useful sections is its account register. If you're old-school and once managed a cheque book, this operates on a very similar principle. There's also an iOS app for logging transactions on the go, which later syncs with the software on your desktop.

Unfortunately for UK users, Moneydance doesn't support the connection protocols used by UK banks, so you'll need to download your transaction history manually to keep on top of it and revert to your bank's own app to move money around.

US users, however, are well covered. The plan offered applies per household rather than per computer, which means that you are licensed to run it on multiple desktops at home. While no free trial is advertised, a day money-back guarantee is. For business use , please buy one license per computer Moneydance is installed on, or per data file on a shared network , whichever is smaller.

Picking which personal finance software package to use is pretty straightforward. The main thing is to consider what you'll need it for, and how much you'll be using it. After all, there's little point in purchasing a premium personal finance package if it has got lots of features you'll never use. If you have reasonably basic budgeting needs to cater for, such as managing personal finances along with tracking your spending, then keep it simple.

For example, you may be a little disorganised when it comes to budgeting, so having software that can help with setting goals can be really useful. Setting up your personal finance package to assist with reach goals, and ensuring it lets you know if you're slipping behind schedule can be invaluable. If you're fairly good with your money and feel confident about how you manage cash then it may be that you'll want a more sophisticated personal finance package.

Some of the more advanced options allow you to take on investments, offering a sophisticated range of tools for making your money work more efficiently.